Going Digital
The Financial Inclusion Insights Blog

Staff and collaborators of the Financial Inclusion Insights program share reflections from FII data, research and analysis.

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How do we accelerate advanced mobile money usage in Tanzania?

Posted November 12, 2015

Tanzania’s telecommunications sector grew substantially in the past decade. There are now 34 million mobile phone subscribers, up from just 4 million in 2005, and more than 11 million internet users versus 1.7 million users in 2005. Registered mobile money users, as reported by the Bank of Tanzania in September 2013,have topped 30,342,540 people (9,856,440 are 90-day active users), and consumer recruitment efforts by providers in the past two years have surely driven that number even higher. Read more.

The Journey to Entrenching New Financial Habits

Posted October 29, 2015

Consumer behaviors, especially financial behaviors, are often deeply entrenched in one’s lifestyle. They both influence and are influenced by a consumer’s responsibilities, obligations, needs, desires, and ultimately, what it takes to survive. A behavior is often so deeply rooted that a consumer can’t even remember how it began. And, sometimes, it is inertia and comfort that build the entrenchment, instead of actual value and utility. Read more.

Making Mobile Money Accessible in Pakistan

Posted October 22, 2015

Mobile wallets could have a revolutionary impact on financial inclusion in Pakistan. While 8.7% of adult Pakistanis reported having an account registered at a financial institution, approximately 48% of financially excluded adults reported owning a mobile phone. This means that the mobile channel holds great potential when it comes to financial outreach. Today there are over 118 million registered mobile phone subscribers and 7.5 million registered mobile money accounts in Pakistan. Read More.

Previous Blogs

Have branchless banking pilots and well-defined regulations paved the way to greater inclusion in Indonesia?
October 16, 2015
Is mobile money a viable alternative to banking?
October 6, 2015
Financial Literacy in Indonesia
August 8, 2015
G2P Needs to Work for the Consumer
July 29, 2015
2014 Financial Inclusion Insights in Indonesia: Women farmers in Indonesia a valuable target group for building to inclusion
June 16, 2015
Infographic: Indonesian women in agriculture. What are their financial stories?
June 16, 2015
ROSCAs and Mobile Wallet Adoption in Pakistan
May 14, 2015
FII May 7 Conference: Financial Access and the Developing World
May 8, 2015
What’s Behind these Numbers?
April 30, 2015
The Best of Both Worlds: Revealing Lessons from the Field with Findings from the Data
April 24, 2015
DFS Goes Rural: UNCDF Workshop in Kampala, Uganda
February 25, 2015
Keeping Financial Inclusion Customer Centric
February 2, 2015
First FII Indonesia Tracker Survey Shows Mixed Digital Picture
January 16, 2015
Six Things You Need to Know About Mobile Money Usage in Bangladesh
December 16, 2014
An Evidence-Based Path to Financial Inclusion in India
December 16, 2014
India Livelihoods-Based Study Wins FII Data Challenge Grand Prize
December 12, 2014
Connected Women: What’s Holding Back Digital Financial Services Uptake Among Women in India?
November 10, 2014
A Demand for Secure Savings Exists Among Tanzanians; M-Pawa may Prove to be a Viable Savings Option - Especially for those in Rural Areas
October 15, 2014
Is a Lack of Consumer Information Keeping Indonesians Financially Excluded?
September 19, 2014
Mobile Money Interoperability and Mobile Money Users: Who Stands to Benefit?
August 29, 2014
Mobile Money Adoption in Nigeria: Is there Low-Hanging Fruit?
August 29, 2014
Barriers to Mobile Money Adoption in Nigeria
July 10, 2014
Moving Beyond the First Step to Financial Inclusion in India (part 2 of 2)
July 8, 2014
Moving Beyond the First Step to Financial Inclusion in India (part 1 of 2)
July 1, 2014
Pakistan: Mobile Money Uptake, Awareness and Trust
May 13, 2014
M-Shwari in Kenya: How is it Really Being Used?
April 29, 2014
The Human Factor in Digital Financial Inclusion
April 14, 2014
Same Village, Different Women - Rural Women Discuss Mobile Phones and DFS
March 15, 2014
Let Me Keep My Cash: Digitizing Wages in the Garment Sector of Bangladesh
February 21, 2014
A Mixed Bag in Kenya: Safaricom’s Products Have Moved Far Beyond M-PESA - but Are They Reaching the Poor?
January 28, 2014