An increasing number of Ugandan farmers are now able to instantly send and receive money as they engage in their agricultural activities because of mobile money services. These services have penetrated rural areas, where 40% now have active financial accounts. Nearly one-half (46%) of Ugandans have financial services accounts, with mobile money leading the way to financial inclusion, as more than four in ten adults (43%) have mobile money accounts.
Seventy-three percent of Uganda’s adults live in rural areas and nearly six in ten adults (57%) are poor. Expanding access to mobile money services is helping to facilitate much-needed financial security, enabling individuals to pursue educational opportunities and maintain their livelihoods without relying on friends or family.
Financial Inclusion



Mobile Money


Bank Account Use (Holders)





True or false
Banks are the second most used financial service in Uganda.
What percentage of adults saved money with a mobile money account or product in 2017?

True or false
45% of Ugandans are digitally included.