Banking plays a key role in the move toward inclusion in India, Indonesia, and Nigeria. In recent years, India has made a major effort to get a bank account for every citizen. In 2015, nearly two-thirds of citizens (63%) held bank accounts, and active account holders jumped 13 points to 42% of the adult population from 2014 to 2015. In Bangladesh and the East African countries, the relevance of banks to those taking the first steps toward inclusion is being tested with mobile money complementing and competing in the marketplace.

Full Service Bank Account Ownership

Across Countries
By Gender
By Urbanity
By Poverty Level
63% of Indians have bank accounts; in neighboring Pakistan, only 7% do.

Trends in Registered Bank Accounts

Kenya and Nigeria are the countries with the biggest gender gaps in bank account ownership.

Advanced Bank Account Use

Active Users Who Have Used At Least One Advanced Function

In most countries, which factor most frequently co-occurs with having a bank account?

A. Having a secondary education
B. Living in an urban area
C. Being older than 25
D. Having an income above $2.50 per day
D. Having an income above $2.50 per day

In India, what percentage of account holders have used an ATM in the past year?

A. 72%
B. 37%
C. 22%
D. 3%
B. 37%

Which FII country has the highest percentage of adults with bank accounts?

A. Nigeria
B. India
C. Indonesia
D. Kenya
B. India (63%)

In Kenya, what percentage of adults say they've used a bank account in the past 90 days?

A. 22%
B. 20%
C. 15%
D. 7%
A. 22%

What percentage of Bangladeshi youth have a bank account?

A. 19%
B. 17%
C. 8%
C. 8%

In Uganda, how many adults with a secondary education or better have a bank account?

A. 38%
B. 23%
C. 14%
D. 5%
B. 23%