Banking plays a key role in the move toward inclusion in India, Bangladesh, and Nigeria. In recent years, India has made a major effort to get a bank account for every citizen. In 2017, slightly more than three-quarters of citizens (78%) held bank accounts, and active account holders jumped 13 percentage points to 53% of the adult population from 2016 to 2017. In Bangladesh and the East African countries, banking institutions are competing with mobile money markets, as unbanked individuals begin their financial inclusion journey.

Full Service Bank Account Ownership

Across Countries
By Gender
By Locality
By Poverty Level
78% of adults in India have bank accounts; in neighboring Pakistan, adults with bank accounts represent only 11% of the population.

Trends in Registered Bank Accounts

The biggest gender gaps in bank account ownership are seen in Nigeria and Kenya.

Advanced Bank Account Use

Active Users Who Have Used At Least One Advanced Function

Which FII country has the largest gender gap in bank account ownership?

A. India
B. Kenya
C. Nigeria
D. Uganda
C. Nigeria (17%)

True or false

Among FII countries, Tanzania has the lowest percentage of rural adults with bank accounts.

True (only 6% of rural Tanzanians have a bank account)

In Uganda, how many adults living in an urban area have a bank account?

A. 38%
B. 20%
C. 13%
D. 5%
B. 20%

In Nigeria, what percentage of active bank account users have used an advanced function?

A. 97%
B. 72%
C. 64%
D. 38%
A. 97%

In India, what percentage of adults hold a bank account?

A. 78%
B. 62%
C. 22%
D. 3%
A. 78%

What year did the first bank open in Tanzania?

A. 1889
B. 1905
C. 1943
B. 1905