Banking plays a key role in the move toward inclusion in India, Indonesia, and Nigeria. In recent years, India has made a major effort to get a bank account for every citizen. In 2016, nearly two-thirds of citizens (62%) held bank accounts, and active account holders jumped 11 points to 40% of the adult population from 2014 to 2016. In Bangladesh and the East African countries, the relevance of banks to those taking the first steps toward inclusion is being tested with mobile money complementing and competing in the marketplace.

Full Service Bank Account Ownership

Across Countries
By Gender
By Urbanity
By Poverty Level
62% of Indians have bank accounts; in neighboring Pakistan, only 9% do.

Trends in Registered Bank Accounts

Kenya and Nigeria are the countries with the biggest gender gaps in bank account ownership.

Advanced Bank Account Use

Active Users Who Have Used At Least One Advanced Function

True or false

Among FII countries, Tanzania has the lowest percentage of rural adults with bank accounts.

True (only 4% of rural Tanzanians have a bank account)

In Uganda, how many adults living in an urban area have a bank account?

A. 38%
B. 19%
C. 13%
D. 5%
B. 19%

In most countries, which factor most frequently co-occurs with having a bank account?

A. Having a secondary education
B. Living in an urban area
C. Being older than 25
D. Having an income above $2.50 per day
D. Having an income above $2.50 per day

What percentage of Bangladeshi female have a bank account?

A. 19%
B. 22%
C. 13%
C. 13%

Which FII country has the highest percentage of adults with bank accounts?

A. Nigeria
B. India
C. Indonesia
D. Kenya
B. India (62%)

In Nigeria, what percentage of active account users have used an advanced function within the past 30 days?

A. 90%
B. 72%
C. 64%
D. 38%
C. 64%