The importance of financial literacy in achieving financial inclusion is gaining recognition, as noted earlier this year by the Alliance for Financial Inclusion[1]. Improving individuals’ ability to understand how available products work and how they can help meet their individual financial goals is key to ensuring that, once someone does open a formal account, they are reaping the full benefits of that account.

This infographic looks at a number of factors that speak to Indonesians’ understanding of the financial services available to them, as well as their knowledge of financial management. There is no one question that can be asked of people to determine their level of financial literacy, but through examining a variety of data points, we can ascertain where people might benefit most from further financial education.

[1] Eliki Boletawa, “Financial literacy: An important tool for financial inclusion,” Alliance for Financial Inclusion, Jan. 23, 2015;